400.1-204.  Value. — Except as otherwise provided in articles 3, 4, and 5, a person gives value for rights if the person acquires them:

  (1)  in return for a binding commitment to extend credit or for the extension of immediately available credit, whether or not drawn upon and whether or not a charge-back is provided for in the event of difficulties in collection;

  (2)  as security for, or in total or partial satisfaction of, a preexisting claim;

  (3)  by accepting delivery under a preexisting contract for purchase; or

  (4)  in return for any consideration sufficient to support a simple contract.