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 Chapter 443 Mortgages, Deeds of Trust and Mortgage Brokers 
443.005   Security instrument defined. (8/28/1993)
443.010   Mortgage, assumption of upon purchase not construed to extend mortgage to other lands, when. (8/28/1939)
443.020   Claim of such extension barred, when. (8/28/1949)
443.030   Prior acknowledgment of deed of trust deemed valid. (8/28/1939)
443.035   Recording of instrument required — failure to record, effect on persons subsequently obtaining interest or lien. (8/28/1993)
443.055   Future advances may be secured, how — definitions — requirements — limitations — priorities — termination procedure, exceptions. (8/28/1992)
443.060   Acknowledgment of satisfaction and release, how made. (8/28/1991)
443.070   Affidavit required with deed of release, when — penalty for failure. (1/1/1986)
443.080   Satisfaction of mortgage, deed of trust or security instrument of railroad or utility, when entered. (1/1/1986)
443.090   Part of property may be released, how. (8/28/1991)
443.100   Payment of one or more notes, how cancelled — memorandum on record — affidavit required, content, to be presented to recorder. (8/28/1994)
443.110   Partial release of certain mortgages, deeds of trust or security instruments made how — conditions — requirements. (1/1/1986)
443.120   Penalty for making false affidavit. (8/28/1939)
443.130   Liability for failing to satisfy — demand by certified mail required. (8/28/2004)
443.140   Attorney in fact may enter satisfaction. (8/28/1994)
443.150   Acknowledgment and satisfaction — how made by a corporation. (8/28/1994)
443.160   Personal representative may satisfy and deliver deed or release. (8/28/1994)
443.170   Penalty for failing to acknowledge satisfaction and deliver deed of release. (8/28/1994)
443.180   Sections 443.160 and 443.170 construed. (8/28/1939)
443.185   Releases of mortgages or deeds of trust defective — deemed valid, when. (8/28/1951)
443.190   Petition to foreclose, where filed. (8/28/1965)
443.200   Petition, where filed. (8/28/1939)
443.210   Proceedings to be as in civil actions. (8/28/1939)
443.220   Who may be made parties. (8/28/1965)
443.230   Judgment on constructive notice. (8/28/1965)
443.240   Judgment on personal service. (8/28/1965)
443.250   Proceedings where mortgagee, secured party, mortgagor or debtor dies. (8/28/1965)
443.260   Judgment when personal representative is party defendant. (8/28/1965)
443.270   Execution to be a special fieri facias. (8/28/1939)
443.280   Title which purchaser acquires. (8/28/1939)
443.290   Mortgages and security agreements with power of sale. (8/28/1965)
443.300   Death of debtor, foreclosure stayed. (8/28/1973)
443.310   Sales, where made — number of days' notice. (8/28/1989)
443.320   Notice, contents — how published. (8/28/1989)
443.325   Individual notice of foreclosure sale — form of request for — recorder's duty — foreclosing part to give notice — release of security instrument, effect of — notice deemed given, when. (7/14/1975)
443.327   Sale by trustee exercising powers under security instrument — times when sale may be held — places where sale may be held. (8/28/1994)
443.330   Trustee failing to execute trust, parties interested may proceed, how. (8/28/1983)
443.340   Court to appoint sheriff or other suitable person, when — power and duties of trustee. (8/28/1949)
443.350   Foreign corporation or person not to act as trustee, unless domestic corporation or resident trustee be named as cotrustee — domestic corporation under no disability because articles do not contain specific power. (8/28/1994)
443.355   Continuance of sale by trustee without readvertisement, manner — restrictions. (8/28/1993)
443.360   Compensation of trustees under trust deeds. (8/28/1939)
443.370   Penalty for overcharging. (8/28/1939)
443.380   Recitals in deed prima facie evidence. (8/28/1939)
443.390   Trustee's deed not to be accepted by recorder in certain cities or counties unless unpaid notes are produced — duties of recorder. (8/28/1994)
443.400   Redemption before sale. (8/28/1994)
443.410   Foreclosures by trustee's sale — how made — redemption. (8/28/1993)
443.415   Mortgage may be insured for certain buyers, amount, requirements. (8/28/2002)
443.420   Notice of redemption — how given, rights. (8/28/1939)
443.430   Motion for approval of bond for redemption — hearing — receiver — additional bond. (1/2/1979)
443.440   Certificate of sale — upon failure to redeem, deed to be executed. (8/28/1939)
443.451   Mortgage or deed of trust securing payment of bonds issued by interstate gas pipeline company or public utility, filing in office of secretary of state — notice — lien — refiling, effect — satisfaction, release, or cancellation, duties of secretary of state — fee — not to affect instruments filed prior to effective date of section. (8/28/1993)
443.453   Financial institutions to pay property tax, how. (8/28/1999)
443.454   Enforcement and servicing of real estate loans, federal and state law preemption. (8/28/2013)
443.701   Citation of law. (7/7/2010)
443.703   Definitions. (7/7/2010)
443.706   Licensure required, when — effective date — exemptions. (7/8/2009)
443.707   Loan processors and underwriters, license required. (7/8/2009)
443.709   Rulemaking authority — expedited review and licensing procedures permitted, when. (7/8/2009)
443.711   Application for licensure, form — records and fees — modification of licensure requirements permitted, when — use of NMLSR as an agent, when. (7/8/2009)
443.713   Findings required for licensure. (7/8/2009)
443.717   Prelicensing education requirements. (8/28/2020)
443.719   Written test required, test measures — minimum competency requirements. (10/16/2015)
443.721   Renewal of licensure, minimum standards. (7/8/2009)
443.723   Continuing education requirements. (8/28/2013)
443.725   Duties of director — rule requirements authorized. (7/8/2009)
443.727   Challenge of information in NMLSR. (7/8/2009)
443.729   Supervision and enforcement — civil penalty. (7/8/2009)
443.731   Surety bond requirements. (7/8/2009)
443.733   Supervisory information sharing — confidentiality requirements. (7/8/2009)
443.735   Investigations and examinations, authority of director. (7/8/2009)
443.737   Violations. (7/8/2009)
443.739   Reports of condition required. (7/8/2009)
443.741   Violations, director required to report. (7/8/2009)
443.743   Nonfederally insured credit unions, registration of employed loan originators required. (7/8/2009)
443.745   Unique identifier to be shown on applications, solicitations, or advertisements. (7/8/2009)
443.747   Severability clause — rulemaking authority. (7/8/2009)
443.805   License required to broker residential mortgage. (8/28/2014)
443.807   Director, power to request injunction, when. (7/8/2009)
443.809   Examination, powers of director to inspect records of licensed persons. (7/8/2009)
443.810   Penalty for violations. (1/1/2017)
443.812   One license issued to each broker — record required of locations where any business is conducted — supervision requirements — waiver of licensure, when — manufactured or modular home loans. (8/28/2017)
443.816   Residential mortgage board created — members, appointment, qualification, terms, vacancies, compensation, duties. (7/8/2009)
443.817   Board members to file business transactions with ethics commission — rules authorized to avoid conflict of interest. (7/8/2009)
443.819   Brokerage business to be operated under actual names of persons or corporations, violation, penalties. (1/1/2017)
443.821   License to be issued on completion of requirements — notice of denial of license to contain reasons — appeal procedure. (7/8/2009)
443.823   Licenses to be issued in duplicate, effective when. (7/8/2009)
443.825   Application content, oath and form — fingerprinting, when. (8/28/2020)
443.827   Applicant for license must agree to maintain certain requirements as to methods of conducting business. (7/8/2009)
443.830   License refused — grounds. (7/8/2009)
443.833   Renewal of license, date, procedure, fee — failure to renew, license becomes inactive, reactivation — expires, when. (7/8/2009)
443.835   Broker ceasing activity and not desiring to be licensed, procedure — director to cancel license. (7/8/2009)
443.839   Application by broker to open additional full-service offices, fee — certificate to be issued and posted. (7/8/2009)
443.841   License to be displayed. (7/8/2009)
443.843   Fees to be established by director — rules authorized for assessment and collection. (7/8/2009)
443.845   Residential mortgage licensing fund created — purpose — fees to be deposited in interest-bearing account to credit of fund — amount in fund subject to lapse into general revenue. (7/8/2009)
443.849   Bonding requirements. (7/8/2009)
443.855   Advertising of mortgage loans, rulemaking authority. (8/28/2020)
443.857   Licensee shall maintain at least one full-service office with staff, duties to handle matters relating to mortgage — waiver, when. (8/28/2020)
443.861   Transfer or sale of residential mortgage, notice to be given to mortgagor, contents. (7/8/2009)
443.863   Unlawful discrimination for refusal to loan or vary terms of the loan. (7/8/2009)
443.865   Escrow accounts, placement by brokers — authority for rules. (7/8/2009)
443.867   Disclosure statement required of brokers, content — fee — compensation. (7/8/2009)
443.869   Powers and duties of director — rulemaking authority. (7/8/2009)
443.871   Director may issue subpoenas and subpoenas duces tecum — authority to administer oaths. (6/13/1995)
443.873   Failure to comply with subpoenas, director may petition circuit court for compliance order, injunctive relief and other remedies authorized. (6/13/1995)
443.875   Bond may be required, conditioned on compliance with subpoena, when. (6/13/1995)
443.877   Writ of attachment authorized on failure to comply with subpoena. (6/13/1995)
443.879   Reports required, failure to comply, penalty. (7/8/2009)
443.881   Suspension or revocation of license, grounds — procedure, penalties. (7/8/2009)
443.883   Director to maintain a staff capable of investigations — licensees to open record for investigators. (7/8/2009)
443.885   Report to be filed with director annually, contents. (7/8/2009)
443.887   General rulemaking powers of director. (7/8/2009)
443.889   Court action to recover compensation for services, proof that services performed by valid licensee required, exception. (7/8/2009)
443.891   Charge in support of removal or prohibition notice issued on certain findings of conduct. (7/8/2009)
443.893   Receiver or conservator to be appointed by court, when — attorney general's duty. (7/8/2009)
443.901   Reverse mortgage act — definitions. (8/28/1995)
443.903   Reverse mortgage regulations. (6/4/1997)
443.906   Reverse mortgage may be made regardless of certain other transactions. (8/28/1995)
443.909   Treatment of payments for certain purposes. (8/28/1995)
443.912   Statement regarding counseling services on reverse mortgages. (8/28/1995)
443.930   Prohibited acts — constitutes mortgage fraud — no private right of action created. (8/28/2008)
443.1001   Citation of law. (8/28/2018)
443.1003   Definitions. (8/28/2018)
443.1004   Designation of first-time home buyer savings account, use of — qualified beneficiary — limitations on accounts — service fee. (8/28/2018)
443.1005   Use of account moneys — withdrawals, subject to recapture, when, penalties — death of account holder, effect of. (8/28/2018)
443.1006   Annual reporting, forms — rulemaking authority. (8/28/2018)
443.1007   Financial institutions, actions not responsible or liable for. (8/28/2018)
 - Cross References
Claims against decedents' estates secured by mortgages, how paid, 473.387
Error in spelling of name in conveyance, effect of, 490.450
Insurance, by ordinances for buildings creating nuisance, repair, demolition, mortgagees' priority, 67.410
Mechanics' and materialmen's lien on buildings, etc., to have priority over mortgage, 429.050
Mortgages on land by minor binding unless disaffirmed within two years after maturity, 442.080
Real estate security instrument for future advances, statute of limitations starts running, when, 516.155
Recording of instruments in first class counties where recorder is required to maintain offices both at the county seat and another place in the county, 59.163
Records of mortgages, not proved or acknowledged, or proved and acknowledged under prior law, to impart notice, when, 490.340
Right of gas, electric and water corporations to create liens upon their property subject to regulation by state, 393.180, 393.190
Right of telegraph and telephone corporations to create liens upon their property subject to regulation by state, 392.290, 392.300
Second mortgages, insurance coverage authorized as additional charge, 408.233
Second mortgages, violations caused by reliance on written interpretations by division, effect on interest and penalties, 408.236, 408.240
Secondary mortgage market act not to preempt, 376.308
Statute of limitations on real estate security instrument for future advances, 516.155
Statute of limitations starts running on deeds of trust and mortgages when date due not on face of instrument, 516.155

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